North vs South: Choosing Where to Live in New Zealand
Mangawhai Heads, North Island, NZ
When you talk to locals, they'll likely tell you that living on the North Island is quite different from living on the South Island — and they're absolutely correct. The true differences become clear only when you experience both Islands for yourself. While there’s no definitive ‘right' or 'wrong' place to call home in New Zealand, there are important factors to think about before making your move. Embrace the adventure and find the island that fits you best!
Lifestyle
Whether you crave the vibrant energy of city living infused with a relaxed coastal atmosphere or prefer the tranquillity of small-town life set against stunning mountains and serene lakes, both islands present an abundance of opportunities tailored to your lifestyle.
Russell, Far North, North Island, NZ
The North Island is generally known for its beaches, warmer climate, and populous cities (e.g., Auckland and Wellington).
The South Island is renowned for its dramatic landscapes, mountains, skiing, and is home to our most popular tourist drawcard - Queenstown.
There are pros and cons to living on either island. We've had family and friends move from Auckland to southern cities like Christchurch and Invercargill to escape what they felt was the 'expensive rat race' that Auckland had become.
The South Island could be a great choice if you want to live in a place with fewer people, a drier climate, true winters, more tranquillity with postcard-perfect scenery, and (arguably) a lower cost of living.
Queenstown, South Island, New Zealand
On the other hand, the North Island could be a better fit if you love picturesque coastlines, appreciate cultural diversity, a more beachy lifestyle, a warmer climate, and being within driving distance of commercial hubs like Auckland City.
It's worth noting that most of New Zealand's population lives on the North Island, with just over 4 million. The South Island has just over 1.2 million people, most of whom live in cities like Christchurch and Dunedin.
Cost of Living
There's no sugarcoating it: New Zealand can be expensive compared to other Western countries. According to Stats New Zealand, the cost of living for the average New Zealand household has increased by 7% since December 2020.
Generally speaking, the South Island is considered more affordable than the North Island. Kiwibank's 2023 research on regional economies found that the South Island was a 'much happier place' compared to its northern counterpart. The research credits a more stable and affordable housing market as a major factor in southerners’ sense of financial well-being and stability (i.e., a more affordable housing market meant more disposable income to spend on other household and lifestyle expenses).
Christchurch City, South Island, NZ
Taking Christchurch as an example:
Average rent in Christchurch is $510 per week
Average cost of housing and utility services is $219 per week
Average grocery spend for a single person is $110
Average grocery spend for a family of four is around $270-$400
The cost of living for smaller South Island towns (except tourist hotspots like Queenstown, Wanaka and Arrowtown) can be considerably lower.
In contrast, the general cost of living in many parts of the North Island is considered higher than in the South. For example, in Auckland, a growing population continues to drive up housing demand and costs in a market with a significant shortage, along with increased prices for essential goods and services like food and transport.
Auckland City, North Island, NZ
At a glance, compared to Christchurch, the cost of everyday living in Auckland is notably more expensive:
Average weekly rent is $650, but this figure increases to $730 in Auckland's North Shore.
Average cost of housing and utilities in Auckland varies, but for a single person it averages to $274.50 per week
Average weekly grocery spend for a single person is $114
Average grocery spend for a family of four is $350-$400 per week
Hamilton, North Island, NZ
However, not all North Island towns and cities are on the higher cost of living scale. For example, Hamilton City, 1.5 hours' drive from Auckland, is considerably more affordable than its more populous neighbour:
Average rent in Hamilton is $550 per week
Average cost of housing and utility services is $184
Average weekly grocery spend for a single person is $89
Average weekly grocery spend for a family of four is $300-$350
Rising living costs aren't unique to our country—they're a worldwide problem. It's important to note that living costs vary across New Zealand and depend on whether you live alone or have a family to support.
However, it's not all doom and gloom, as the internet and the media would have you believe. On an individual level, living costs are complex and influenced by many factors not often highlighted in public discussion. Things like personal debt, lifestyle choices, and discretionary spending all affect the cost of everyday living.
Weather & Climate
Weather and climate affect our daily lives and health. The North and South have very different weather, so it's important to consider these differences when deciding where to live and what lifestyle you want.
Love a more tropical climate and mild winters? The North Island might be paradise, particularly the northernmost parts such as Kerikeri, Russell, Paihia, and Whangarei (dubbed the winterless North).
Far North, North Island, NZ
Summer in the North Island is from December to February, characterized by long, warm, and humid weather. Coastal areas may experience occasional cyclones. Daytime temperatures range from 20°C to 28°C (68°F to 82°F), sometimes exceeding 30°C (86°F). Winter, from June to August, is mild and wet, with daytime temperatures between 12°C and 16°C (53°F to 61°F). Snow is uncommon by the coast but frequent in the Central Plateau, which includes Mount Ngauruhoe, Mount Tongariro, and Mount Ruapehu.
Queenstown, South Island, NZ
Summer in the South Island runs from December to February, featuring long, sunny days with warm temperatures between 19°C and 25°C (66-77°F). Winters vary from mild along the coast to cold and snowy inland. Average high temperatures are around 7-12°C (45-54°F), with lows dropping below 0°C to -6°C inland. Snow is common in winter, especially in June, July, and August. If you enjoy snowy winters, snowboarding, and skiing, the South Island is a great choice!
North or South?
Ultimately, the choice between the two islands comes down to what suits your lifestyle and family best. Each island offers unique advantages and disadvantages, but the key is to remain open to possibilities. It's a smart move to visit and explore both islands to find out which one feels right for you before making your decision.
